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What could a Home Loan Health Check do for you?

  • Improve your cash flow

  • Reduce your interest rate

  • Restructure your debt to save money

  • Reduce your home loan repayments

  • Determine the equity in your home

  • Benefit from additional interest-saving features

There are other considerations to be made when making sure your home loan suits your current needs. For example, your income may have increased since you took on your loan, and you could be making larger repayments that will pay off your loan sooner. You may be paying for home loan features you never use, or you may have built equity in your home and want to unlock it to fund other ventures. You may even be thinking about consolidating your other debts into your home loan for one easy-to-manage loan.

By getting a home loan health check, you can ensure your loan is right for you and your finances today. Best of all, a home loan health check is simple and totally free. We can perform the check over the phone in as little as 20 minutes.

Get started today. Call us on 133 144 or fill in the Enquire Now form above.

Discover potential savings created by switching your loan

To use our switching mortgage calculator, simply:

  1. Enter the estimated property value, loan amount, loan period and repayment frequency in the top left section
  2. Add the termination fees and differing interest rates in the ‘current loan’ and ‘new loan’ tabs
  3. Discover the difference between your old rate and potential new rate in the ‘savings’ row

Switching Mortgage Calculator

What is the estimated value of your property?
The amount owing on your current loan
The number of years remaining for your current loan
The interest rate for the loan.
% p.a.
Does the loan have an introductory period with a different interest rate?



Are there any fees for terminating your existing loan?
Is there a regular monthly fee for the loan?
The interest rate for the new loan.
% p.a.
Does the new loan have an introductory period with a different interest rate?



Are there any fees for applying for the new loan?
Is there a regular monthly fee for the new loan?

Your Repayments

  • Weekly
  • Fortnightly
  • Monthly
Introductory Repayments Repayments Total Payable
Current Loan $843.86 $843.86 $151,894.23
New Loan $790.80 $790.80 $142,343.23
Savings $53.06 $9,551.00

Important Disclaimer: This is intended as a guide only. Details of terms and conditions, interest rates, fees and charges are available upon application. Mortgage House's prevailing credit criteria apply. We recommend you seek independent legal and financial advice before proceeding with any loan. * The interest rate shown on Toggle products is a blended rate comprised of 50% fixed interest rate and 50% variable interest rate. The Comparison Rate for each of the home loan products contained in this page is based on a loan of $150,000 over a 25 year term. Fees and charges may be payable. * This mortgage calculator shows indicative repayments based on 12/26/52 equal repayments for monthly/fortnightly/weekly options.

WARNING: The comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.