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From a Lending Specialist

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Have you switched to a fixed rate home loan with your mortgage lender within the last 2 years & received a cash back?

If so, you may be about to pay more than you should.

If your reverting rate is about to kick in, now may be the time to switch and save.

Switching back to a variable rate before your reverting rate kicks in could save you thousands and it is very likely you’ll be able to avoid any break costs.

It's as easy as 1,2,3:

Talk to your lender

Ask your mortgage lender to confirm your reverting rate and associated break costs.

Make the switch

Switch to a lower variable rate with Mortgage House.

Save BIG

Have peace of mind knowing you are saving money.

Now is the time for you to take charge of your finances and make sure you have the best home loan solution to meet your needs.

Explore our best suited home loans below and enjoy the benefits that come with saving more and stressing less.

Our award-winning home loans will give you access to a super-low rate, help unlock great benefits, and save thousands across the life of your loan.

Switch & Save

Refinance Your Loan & Save on Fees

We’ll pay up to $900 of your fees when you switch to Mortgage House.



Secure & Save

Hassle Free First Home Buyer Special

Enter the property market and secure your first home with confidence.



Refinance & Save

Download our FREE guide now

Understand how you can refinance and save thousands in repayments over the life of your loan.



Find Your Way With Mortgage House

Why deal with the stress of mountains of paperwork? Complete your online application in less than 15 minutes anywhere, anytime. Simply enter your information, upload your documents, and we’ll do all the hard work for you.


Why switch to Mortgage House?

More Freedom with
a Super-Low Rate

Take advantage of some of the most competitive low rates on the market, and still have the cash flow to live the life you want.

Dedicated Lending Specialists

Get all the support you need from your dedicated lending specialist. Ready when you are, they’ll guide you every step of the way to financial success.

Flexibility to Take Time Off

With great features like our Redraw Facility, you could take a repayment holiday if you’re ahead on payments.

Apply Online
Anytime, Anywhere

Open homes will be a thing of the past, beat the crowd into your dream home with a streamlined online application process.

Trusted Award-Winning Lender

We’re one of Australia’s most awarded lenders and have been helping Aussies achieve homeownership since 1986.

Pay Off Your Loan Faster

Make more frequent repayments, additional repayments or lump sum payments at any time with no penalties.

Book your FREE initial consultation with our Lending Specialist.

Book a time that is convenient for you and one of our loan specialists will give you a call.

What people are saying

“Amazing Service”

Before using Mortgage House, we tried another broker who made us feel like we weren’t important enough for him to bother dealing with properly, and we always felt like we weren’t getting the whole story. Jenny from Mortgage House was completely different. From the very beginning she kept us in the loop of everything that was happening, and always made sure she got back to us in a timely manner. Being completely new to this whole process she answered all questions we had and never made us feel like we were asking a dumb question. I don’t think we would have been able to buy our first property without Jenny or Mortgage House. Thanks for everything!

Christine & Katie

“Mortgage House Really Do Care”

Hi There, Firstly let me say if it was not for Mortgage House we would certainly NOT own our first home at this present time. Not being the easiest client to meet the financial lending criteria, Ken from day one took me and my wife by the hand so to speak, with the upmost respect and dignity set a criteria to a pathway to success if you like, to owning our own home. Even when stumbling at times Ken had the foresight to persevere. He simply saw a family that deserved some good. Ken and Mortgage House sure, they have a business to run but they also change lives. They have changed ours………forever. Ken words are truly insufficient. Thank you a million times.

Nick V