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> Guide to Online Banking
> Home loan features checklist
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Top 10 FAQs

Does Mortgage House offer home loans for properties in rural areas?
Yes. We can help you choose the right loan product for the kind of property you are looking to buy. There are different options available for hobby farms, rural farms or vineyards with homes. Purchasing a rural home is no more difficult that purchasing a city home. We are here to support you. We offer innovative financing to help make your dream of owning a home in the countryside a reality.
Are there different types of bridging loans?
Bridging loans can fall into two categories: open and closed. We will explain which is best for your financial and housing situation. Basically, the difference between the two is whether you have financing arranged for when the bridge loan payment is due. The rates, fees and costs will vary depending upon which option you use.
Can I borrow money for stamp duty?
Generally, yes. You can add the stamp duty expense on to the principal amount of your loan. The stamp duty will be paid out of the cash you use as a down-payment on your loan. The amount of stamp duty you owe varies by state and by the value of your home.
Do I have to reapply for another fixed rate period after the initial fixed rate expires?
No you don't. You can continue your loan with both portions reverting back to a variable interest rate, however you may not receive the same benefits that are available through Toggle.
Does the Mortgage House Lending Specialist come to my premises?
Yes, we can arrange to come to your premises at a time that is convenient to you. We operate most days of the week.
Do I have to pay for this service?
No, there is no charge to you to find the home loan. This is a free service.
Do I need to already own a property to create wealth?
No, we can assist you in the purchase of your first property and along the path to wealth creation.
Do I have to find the investment properties myself?
No, we offer assisted property investment solutions where we find the investment properties for you and perform the necessary due diligence on your behalf. As part of the service you are provided with a detailed report on the chosen property which includes:
  • Population Growth and Movements
  • Economics and Employment
  • Infrastructure
  • Supply and Demand of Dwellings
  • Rental Market
Do I need to be on a high income?
No, as long as you have a combined household income of $60,000 we can work with you on a path to wealth creation and to paying off your home loan in 7-10 years.

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Online banking at your fingertips

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